Private health insurance
- Private healthcare from £1.45 per day1
- Get full cancer cover, including early detection, treatment and recovery
- Get healthy to earn rewards like Apple Watch
Top rated insurance when you need it most
What is private health insurance?
Private health insurance gives you fast access to private healthcare – and helps you cover the cost. You can:
- See a private GP
And avoid lengthy GP and hospital waiting lists. - Access specialist treatment
Including mental health support, cancer care and physiotherapy. - Get treated quickly
Choose where you're treated - and by whom. - Use it alongside the NHS
Anyone with private health insurance can still use public healthcare.
Your core cover
Included in your private health insurance plan:
- Video GP appointments
Speak to a Vitality GP online within 48 hours. - Mental health support
Up to 8 sessions of cognitive behavioural therapy (CBT) or counselling. - Cancer treatment
The latest treatment and technologies. Plus assessments and preventative support. - Private physiotherapy
Up to 6 physiotherapy sessions within our Priority Physio network.
Boost your cover
Enhance your cover. Choose from our cover options:
- Out-patient cover
This pays for tests, consultations and treatment - when you don't need to be admitted to hospital. Plus get unlimited physio through our Priority Physio network. - Mental health cover
Get unlimited cognitive behavioural therapy (CBT) or counselling sessions. - Optical, dental and hearing cover
Helps pay for eye, dental and hearing care. - Worldwide travel cover
Health insurance for emergency medical care while you're abroad. - Therapies Cover
Covers alternative therapies like acupuncture.
What's not covered
Want to explore your health cover?
Learn more about your core cover and what you can add to your plan, to meet your needs and budget.
Want some help building your plan?
Our expert team can help you to get the right cover, at a price that works for you.
They'll walk you through everything you need to know and make qualified recommendations based on your exact needs.
Call us on 0330 678 3326*
Call charge information
Calls to '03' numbers cost no more than a national rate call to a 01 or 02 number, whether from a mobile or a landline. If you get inclusive free calls to local rate numbers with your landline or mobile tariff, calls to '03' numbers will be included.
*Call centre opening hours: Monday to Thursday 9am - 8pm, Friday 9am - 6pm
Saturday 10am - 2pm, Sunday: closed.
How much does private health insurance cost?
Our health insurance starts from £1.45 a day1. How much you pay depends on:
- Your age and where you live
- Your current health and wellbeing
- If you want to add dependants to your plan
- How you choose to customise your cover.
Get a quote online to see how much Vitality health insurance could cost you. It takes 2 minutes.
You can save more with Vitality
Our active members benefit from up to 28% off lower healthcare costs.*
A massive weight off my shoulders
I noticed that there were some significant changes in my vision of my left eye. I called Vitality - and got through straight away. From there it was all very quick. I saw a consultant in London the next day. The day after I was being operated on. It was a massive weight off my shoulders.
How private health insurance works
You can do it all on your phone
Pay monthly
You can pay your monthly premium by Direct Debit
See a GP if you're unwell
Or you can refer yourself to us for certain conditions.
Make a claim
If you need to see a specialist or get treatment, you can make a claim online.
We pay the bill
If your claim is approved, you can receive treatment - and we'll pay the bill*
*In some circumstances, you may need to pay your excess
Earn regular rewards
Get the most out of Vitality. Earn rewards when you get active and improve your health.
Get everyday benefits like gym discounts and health checks. Plus regular rewards.
Health insurance FAQs
Learn more about health insurance?
Have a read through of our short guides.
1From £1.45 a day. Price is based on the following criteria: a 35-year-old, based in Peterborough. Plan start date 1st February 2024. Full medical underwriting, Consultant Select hospital option. £250 excess and £500 Out-patient benefit and includes Insurance Premium Tax (IPT).