Get Apple Watch with health or life insurance
Enjoy Apple Watch Series 10 from just £10 upfront* And pay nothing more when you stay active with Vitality.
*Offer runs 12 November 2024 - 14 February 2025 **Credit agreement, qualifying plans, T&Cs apply
*We offer Apple Watch on 36-month, 0% APR consumer credit agreement with Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Subject to a satisfactory credit check. Checking your eligibility will place a soft search on your credit file which is not visible to other lenders. If you don't stay active, you'll pay between £0 and £10 each month for Apple Watch Series 10, or between £0 and £6 for an Apple Watch SE. Upfront costs vary depending on their size and model.
From February 15 2025, you will be able to get Apple Watch Series 10 from £39 upfront. The upfront cost and monthly payments will differ for further watch purchases. Apple Watch terms and conditions apply.
Please note, the Apple Watch benefit is not available if you live in the Channel Islands.
Choose your plan
You can get our Apple Watch offer with our qualifying health insurance and life insurance plans.
Health insurance
- Access to private hospitals for fast diagnosis and treatment
- Help with the costs of specialist treatment and drugs
- Choose where you are treated and by whom
Health insurance plans start from £44 a month*
Life insurance
- Buy a new home
- Start a family
- Get married
A minimum monthly premium of £45 applies for single Vitality life insurance plans, and £60 for joint plans. Plus £4.75 per adult, per month to enjoy more Vitality rewards.
How it works
It’s all about earning points to get money off your Apple Watch payments – plus other benefits and rewards.
Sign up
Buy a qualifying Vitality health or life insurance plan. Register to become a Vitality member once your plan starts
Get your Apple Watch
When you’re registered, apply for your chosen Apple Watch through Vitality
Earn points every month
Connect your Apple Watch to Vitality and get moving to earn activity points.
Get money off
The more points you earn, the less you pay for your Apple Watch1
1 If you don't stay active, you'll pay up to £10 per month for Apple Watch Series 10. Or up to £6 per month for Apple Watch SE.
Compare Apple Watches
Apple Watch Series 10
Between 12 November 2024 - 14 February 2025, you pay: £10 to £140 upfront depending on your chosen device. Move more to pay less every month.
- Advanced health insights
Keep an eye on your heart rate2, sleep3, menstrual cycle4 and take an ECG any time5 - Innovative safety features
Get help with Fall6 and Crash Detection. And contact emergency services with one tap7 - Carbon neutral
Apple Watch Series 10 is carbon neutral when paired with certain straps8 - A powerful fitness partner
Check your progress on a range of workouts with the Workout app
Please note: cases, straps and colours are subject to availability and may change without notice. Apple Watch Series 10 requires iPhone Xs or later with iOS 18 or later. Bands are subject to availability.
Apple Watch is a trademark of Apple Inc., registered in US and other countries. Apple is not a participant in or sponsor of this promotion.
Apple Watch SE
You pay: £1 to £101 upfront depending on your chosen device. Move more to pay less every month.
- Health tracking features
Track your workouts and get heart health notifications - A powerful fitness partner
Check your progress and gain insights with advanced metrics on a range of workouts with the Workout app - Swim-proof and stylish
Swim confidently with water resistance up to 50 metres9 - Carbon neutral
Apple Watch SE (2nd generation) is carbon neutral when paired with certain straps8
Please note cases, straps and colours are subject to availability and may change without notice. Apple Watch SE requires iPhone Xs or later with iOS 18 or later. Bands are subject to availability.
Apple Watch is a trademark of Apple, Inc., registered in US and other countries. Apple is not a participant in or sponsor of this promotion.
Get active to pay less for your Apple Watch
Save on your Apple Watch repayments every month by getting active. The more you move, the less you pay.
Apple Watch Series 10
Earn 160 activity points in a month
We'll pay £10.00, you'll pay £0
Apple Watch SE
Earn 160 activity points in a month
We'll pay £6, you'll pay £0
Apple Watch Series 10
Earn 120 to 159 activity points in a month
We'll pay £7.50, you'll pay £2.50
Apple Watch SE
Earn 120 to 159 activity points in a month
We'll pay £4.50, you'll pay £1.50
Apple Watch Series 10
Earn 80 to 119 activity points in a month
We'll pay £5, you'll pay £5
Apple Watch SE
Earn 80 to 119 activity points in a month
We'll pay £3, you'll pay £3
Apple Watch Series 10
Earn 40 to 79 activity points in a month
We'll pay £2.50, you'll pay £7.50
Apple Watch SE
Earn 40 to 79 activity points in a month
We'll pay £1.50, you'll pay £4.50
Apple Watch Series 10
Earn 0 to 39 activity points in a month
We'll pay £0, you'll pay £10
Apple Watch SE
Earn 0 to 39 activity points in a month
We'll pay £0, you'll pay £6
See how many activity points you can earn just by counting your daily steps
40 activity points in a month
Walk 10,000 steps in a day twice a week
80 activity points in a month
Walk 10,000 steps in a day four times a week
120 activity points in a month
Walk 12,500 steps in a day four times a week
160 activity points in a month
Walk 12,500 steps in a day five times a week
Get an extra 10% off when you trade in your old Apple Watch
We've partnered with musicMagpie to give you more when you recycle unwanted tech as a Vitality member.
You can trade in a huge range of products and get an instant valuation.
And the first time you trade-in your tech, you'll get an extra 10% off selected tech trade-ins, up to £30.
Get your code when you get Apple Watch with Vitality.
This offer cannnot be used in conjunction with any other code and is one use, per member. Excludes mobile phones.
musicMagpie reserves the right to alter these terms and conditions if necessary.
More ways to get rewarded
Stay active to enjoy even more Vitality rewards. Qualifying plans, partner terms and conditions apply.
FAQs about Apple Watch
All you need to know
2 Irregular rhythm notifications requires the latest versions of watchOS and iOS. It is not intended for us by people under 22 years old or those who have been previously diagnosed with atrial fibrillation (AF)
3 The Sleep Apnoea Notification Feature is available on Apple Watch Series 9 and later and Ultra. It is intended to detect signs of moderate to sever sleep apnoea for people 18 years or older without a diagnosis of sleep apnoea.
4 The Cycle Tracking app should not be used for birth control or to diagnose a health condition.
5 The ECG app is available on Apple Watch Series 4 and later (excluding Apple Watch SE) and can generate an ECG similar to a single-lead electrocardiogram. Intended for use by people 22 years old and over.
6 Fall Detection updates are available on Apple Watch Series 4 and later with watchOS 8 and later.
7 Emergency SOS requires a cellular connection or Wi-Fi calling with an internet connection from you Apple Watch or nearby iPhone.
8 Learn more about Apple's commitment to the environment at apple.com/2030
9 Apple Watch SE has a water resistance rating of 50 metres under ISO standard 22810-2010. This means it may be used for shallow-water activities like swimming in a pool or ocean. Apple Watch SE should not be used for scuba diving, waterskiing, or other activities involving high-velocity water or submersion below shallow depth. Water resistance is not a permanent condition and can diminish over time. For additional information, see support.apple.com/HT205000