Control your costs
Keep your premiums low
You can control your costs by choosing your treatment pathway, setting a plan excess and choosing an underwriting option.
You can do all of this within our online quote tool to see how it affects the price, or of our advisers would be happy to tailor a plan that's right for you over the phone.
You can also save on your renewal premium by doing healthy things to improve you Vitality status.
Ways you can control your costs
A unique approach to renewal premiums
Our renewal prices are clear and easy to understand.
By doing healthy things to improve your Vitality status, you can control your costs too.
Choose your treatment pathway
As part of our Standard Core Cover, Consultant Select is the most cost-effective way to access all the benefits of VitalityHealth, without compromising the quality of care.
For an additional cost, you can add a hospital list to your plan.
Choose your underwriting
Underwriting is the way we look at your age, medical history and any previous claims you might have made, before we give you a health insurance quote.
There are three options to choose from.
Pick your excess
The higher your excess, the lower your premium.
You can choose to pay a fixed sum - an excess - towards your premium. You can set your excess at £0, £100, £250, £500 or £1,000. You can choose to pay this each time you make a claim, or each plan year.
Ready to get a health insurance quote?
Get a health insurance quote
Award-winning health insurance from as little as £1.45 per day*
Call us on 0330 678 3326
Monday - Friday 9am-8pm, Friday 9am-6pm, Saturday 10am-2pm, Sunday and bank holidays: closed**
* Price is based on a 35-year-old living in Peterborough, plan starting 01.02.2024, with Consultant Select hospital option, Full Medical Underwriting, plan excess of £250 and £500 Out-patient benefit. Includes Insurance Premium Tax (IPT)
** Calls to '03' numbers cost no more than a national rate call to a 01 or 02 number, whether from a mobile or a landline. If you get inclusive free calls to local rate numbers with your landline or mobile tariff, calls to '03' numbers will be included