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Included in your health insurance

Private hospital treatment

  • Get private hospital appointments, tests and stays
  • Find and book the right consultant for your condition

Two doctors comparing notes

Get private healthcare treatment, when you need it

Whether it's an appointment, scan or overnight stay, our health insurance covers it:

  • Get access to leading consultants in the UK
  • Choose where you're tested
  • Rest easy knowing we'll pay in full for any agreed treatment covered by your plan.

You can also boost your cover to include extra treatment options when you buy a health insurance plan.

What's in your cover?

You're covered for all hospital appointments and overnight stays, as well as:

Hospital fees

  • Nursing
  • Any drugs you might need while in hospital
  • Intensive care treatment
  • Operating theatre charges.

Consultant fees

As long as your consultant is recognised by us, we'll pay for:

  • Surgeons' fees
  • Anaesthetists' fees
  • Physicians' fees
  • Other consultant appointments.

Tests and procedures

We also cover you for:

  • Blood tests
  • X-rays
  • MRI, CT and PET scans, if required
  • Other consultant appointments.

What else you're covered for

Out-patient surgeries

Procedures covered by your plan where you don't need to stay in hospital.

NHS hospital cash benefit

Up to £250 per night1 for overnight stays in an NHS hospital and £125 per day2 for appointments.

Weight loss surgeries

If your BMI is 35 or greater (with co-morbidity) or BMI 40+ (with no co-morbidity), we pay 75% of the cost.

Childbirth cash benefit

Get a £100 cash payment per child after your give birth or adopt a child - as long as you've had your plan for 10 months.

Pregnancy complications cover

We'll pay in full for certain procedures - including ectopic pregnancy and miscarriage - whether you stay overnight in hospital or not

All benefits are per insured member, per plan year, unless stated otherwise and subject to further terms and conditions. You must be treated at a hospital covered by your plan.

1 Capped at £2,000
2 Capped at £500

Choose where you're treated

It's up to your where you're treated - and by who:

health-insurance

You choose

Add a hospital list to your plan if you'd prefer to be treated at a particular hospital. You can also choose the consultant that treats you.

Private hospital

Let us choose

We'll find the best care for you. You'll still get a choice of our top 10 consultants, including Premier Consultants3 from our trusted list.

3Our Premier Consultants have a proven track record of getting to the bottom of even the most complex health problem, giving you peace of mind. Patients treated by Premier Consultants have 42% lower re-admission rates and 61% shorter length of stay than those treated by other private consultants. Source: Vitality Health and Claims Report 2023

Ready to get a health insurance quote?

Private hospital treatment is included in our health insurance plans.

Physio working on patients leg
Boost your cover

Want more out of your cover?

You can tailor your cover when you buy a health insurance plan. Get additional private treatment options, like:

  • Specialist consultations and consultant fees
  • Diagnostic tests - like MRIs, CT and PET scans
  • Extra physiotherapy cover. Get unlimited physio sessions within our Priority Physio Network.

Call 0330 678 3326 to speak to the team or get a quote online.

Call charge information

Calls to '03' numbers cost no more than a national rate call to a 01 or 02 number, whether from a mobile or a landline. If you get inclusive free calls to local rate numbers with your landline or mobile tariff, calls to '03' numbers will be included.

Private hospital treatment FAQs

Where to next?