Health insurance cover option

Optical, dental and hearing insurance

Q: What is optical, dental and hearing insurance?

It helps cover expenses for eye tests and new prescription glasses or contact lenses, routine dental appointments and treatment and hearing tests and hearing aids.

Claim back everyday health expenses with optical, dental and hearing insurance

We know we need to look after our eyesight, teeth, and hearing, but it can be expensive.

On average, Britons spend £17,471 on eye care over their lifetime (Optegra, 2019)
A third of Britons don’t go to the dentist because it’s too expensive (Hudgell Solicitors, 2019)
One hearing aid can cost between £500 to £3,500 (NHS, 2020).

To help cover these costs, you can include Optical, Dental and Hearing Cover in your health insurance plan. You’ll be able to claim back expenses for:

✓ Eye tests and new prescription glasses or contact lenses
✓ Routine dental appointments and treatment
✓ Hearing tests and hearing aids.

Eye tests and new prescription glasses or contact lenses

When you choose Vision Express, you can claim back 100% of the costs, up to £500 in total each plan year . If you use any other optician, we’ll cover 80%, up to £300 each plan year.

Routine dental appointments and treatment

Claim back expenses for:

✓ Routine dental appointments
This includes hygienist appointments and check-ups. We’ll pay 100% of the costs, up to £100 towards these appointments each plan year

✓ Dental treatment
Such as fillings, crowns, or implants. We’ll pay 80% of the costs, up to £400 each plan year

✓ Accidents
If you have an accident and need treatment for broken or damaged teeth, we’ll cover 100% of the bill, up to £2,500 per claim. We'll pay for up to two claims each plan year.

Hearing tests and hearing aids

Claim back 80% of the costs, up to £300 in total each plan year.

You can also claim back for the cost of a replacement hearing aid every five years. But if your audiologist recommends different ones in that time, you can claim for a new one in any plan year.

Why choose our optical, dental and hearing insurance?

Choose any provider

But if you choose our partner Vision Express as your optician, we’ll cover 100% of the costs, up to £500 a year.
Cover for everyday costs

Claim back up to £100 for routine dental check-ups and hygienist appointments each plan year.

It only takes two minutes.

Get a health insurance quote

Call us on 0330 678 3326.
Our team are on hand to answer your queries.

Lines are open:
Monday to Thursday 9am-8pm, Friday 9am-6pm, Saturday 10am-2pm
Sunday and bank holidays: Closed.

Calls to '03' numbers cost no more than a national rate call to a 01 or 02 number, whether from a mobile or a landline. If you get inclusive free calls to local rate numbers with your landline or mobile tariff, calls to '03' numbers will be included.

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