Optical, dental and hearing insurance
- Cover for dental check-ups and hygiene appointments*
- Access to emergency dental treatment
- And claim back on hearing and eye tests
*Up to £100 each plan year
What is Optical, dental and hearing insurance?
Are you looking for dental insurance with a little bit extra? Optical, dental and hearing insurance helps you to manage the costs of dental work like hygienist appointments and emergency treatment, as well as vision and hearing tests, and more.
What does Vitality offer?
This cover is an optional extra that you can add to your health insurance plan 1. It'll cover treatments, like:
- Vision and hearing tests
- New prescription glasses, contact lenses or hearing aids
- Dental check-ups, hygiene appointments, treatments and emergencies
1 Our Optical, Dental and Hearing cover can be added at the start of your plan, or at your plan's renewal.
What treatments are covered?
When you add this cover to your health insurance plan, you can claim back on:
Dental cover
You can claim back expenses for:
- Routine dental and hygiene appointments - We'll pay 100% of the costs, up to £100 each plan year.
- Dental treatments and procedures - We'll pay 80% of the costs, up to £400 each plan year. Available treatments include:
- Fillings, crowns, inlays, onlays and overlays
- Bridgework, implants and dentures
- Root treatment and tooth extraction
- Treatment of gum disease
- Orthodontic treatment, such as aligners and braces for members under the age of 18
- Emergency dental care, accidents and dental injury - We'll cover 100% of the costs, up to £2,500 per claim. We'll cover two claims each plan year.
Optical cover
You can claim back expenses for:
- Eye tests
- New prescription glasses or a year's supply of contact lenses
Claim back 100% of the costs, up to £500 each plan year, when you use our partner - Vision Express.
If you use any other optician, you can claim back 80% of the costs, up to £300 each plan year.
Hearing cover
You can claim back expenses for:
- Hearing tests
- New prescription hearing aids
- Replacement hearing aids every 5 years
Claim back up to 80% of the costs, up to £300 total, each plan year.
We don't cover:
Cosmetic dental treatment
This includes teeth whitening, bleaching and veneers
Braces for members aged 18+
Orthodontic treatment is only covered for members aged under 18 at the beginning of their treatment
Replacement glasses
We'll only cover glasses if you have a new prescription
How does it work?
Get started in three simple steps and use your benefits from day one
Add it to your plan
Select Optical, Dental and Hearing insurance as a cover option when you take out Health insurance
Go to your appointment
Make an appointment with your dentist, optician or hearing specialist. Or let us recommend a provider
Claim back the cost
Get in touch and we'll reimburse you the costs of your treatment, up to your plan allowance
Interested in this cover?
We can personalise your health insurance plan to make sure it suits all of your needs.
Get in touch with our team of experts, who will help you build your plan - and answer any questions you have.
Call us on 0330 678 3326*
Optical, dental and hearing insurance FAQs
Where to next?
Want to learn more about health insurance?
** Price is based on the following criteria: a 35-year-old, based in Peterborough, plan start 01.02.2024, Full Medical Underwriting, Consultant Select hospital option, £250 excess and £500 Out-patient benefit and includes Insurance Premium Tax (IPT)