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Health insurance guides

Understanding health insurance can be confusing, but it doesn’t need to be. Learn about health insurance, your cover options, and more in our range of guides.

Health insurance explained

  • What is private health insurance

    In this guide we'll explore what is private health insurance and is it worth it? We look at how health insurance works and what factors affect its cost.

  • The cost of private health insurance

    Find out the price of private health insurance in the UK and how it’s calculated. What are the key things you can do to make sure you’re getting good value.

  • How does private health insurance work

    In this guide we find out how private medical insurance works. We look at what it does and doesn’t cover and how to make a health insurance claim.

  • The different types of medical underwriting

    In this guide, we explain the two main types of medical underwriting you may be offered as a new customer and what it means for your health insurance cover.

  • Health insurance and pre-existing conditions

    In this guide we explain what a pre-existing condition is and how it can affect your health insurance. We also look at the importance of declaring all your pre-existing conditions.

  • The difference between in-patient and out-patient cover

    Find out the difference between in-patient and out-patient care when it comes to your health insurance. It will help you decide if you need additional cover. 

  • Dental insurance

    Dental insurance could save you money on treatments. Read our dental insurance guide to learn how it works, what it covers and whether it’s right for you.

  • Couples' health insurance

    Discover the benefits of couples health insurance. Learn about what joint health insurance is, cover options for couples, and how to choose the best policy.

  • Family health insurance

    Find out what family health insurance is and how it works. Learn about the benefits of health insurance for your family and how much it costs.

  • Health insurance for self-employed

    Curious about private health insurance plans for self-employed individuals? Find out what self-employed health insurance could mean for you.

  • Health insurance and cancer

    Read our guide to find out about cancer and health insurance. Learn if cancer is covered, and how previous cancer diagnosis affects premiums.

  • Health insurance for diabetics

    Is diabetes covered under health insurance? Learn more about options for private medical insurance with diabetes in this guide.

  • Mental health insurance

    Learn more about how private health insurance can assist with mental health conditions. Find answers to the most popular questions here.